Manufactured Home Retrofit company

FHA RETRO FIT Move in Ready Manufactured Homes!

Real Estate pros call us at: (210)591-3176

Standing by to assist you! Call for info on Retro-fit services allowing you to sell your manufactured home with an FHA low interest and a low down payment loan.

Are you leaving potential commissions on the table? In Texas’s dynamic real estate market, manufactured housing on land offers an incredible opportunity to serve a broader range of buyers, especially those utilizing attractive FHA financing. However, many real estate professionals shy away from these properties due to perceived complexities with FHA loan requirements.

The good news? We’re here to be your strategic partner! Our specialized FHA retrofit services are designed to bridge the gap, ensuring your manufactured home listings in Texas meet crucial FHA permanent foundation guidelines, making them eligible for more buyers and faster closings.

Why FHA Financing Matters for Manufactured Homes in Texas:

FHA loans are a game-changer for many homebuyers, offering:

• Low Down Payments: As little as 3.5% down, making homeownership accessible.
• Flexible Credit Standards: Easier qualification for buyers with less-than-perfect credit.
• Competitive Interest Rates: Often more favorable than conventional loans.

For manufactured homes, securing FHA financing hinges on one critical factor: a compliant permanent foundation. Without it, these homes are often relegated to cash buyers or less advantageous chattel loans, significantly limiting your pool of prospective clients.

The Texas Advantage: Manufactured Homes + Land

Texas boasts vast stretches of land, making it an ideal state for manufactured home placement. When a manufactured home is permanently affixed to land owned by the borrower, it transitions from personal property to real estate, unlocking the full benefits of traditional mortgages, including FHA. This combination is highly sought after by buyers looking for affordability, space, and a true sense of homeownership.

Our FHA Retrofit Services: Your Key to More Closings

We specialize in bringing existing manufactured home foundations up to the stringent FHA guidelines outlined in the Permanent Foundations Guide for Manufactured Housing (HUD 7584, dated September 1996). This isn’t just about structural integrity; it’s about opening doors to qualified buyers.

What an FHA Retrofit Entails (and How We Help Your Deals):

Our comprehensive FHA retrofit services can include:

• Permanent Foundation Upgrades: Ensuring the home is securely attached to a permanent, engineered foundation that resists wind and seismic forces (crucial in Texas!). This often involves specific pier and anchoring systems.
• Tie-Down & Anchoring Systems: Installation of corrosion-resistant earth anchors and straps to prevent displacement or overturning, meeting FHA’s strict requirements.
• Skirting & Ventilation: Ensuring durable, properly braced, and adequately ventilated skirting to prevent moisture buildup and pest intrusion, with proper manway access.
• Axle & Tongue Removal: Confirming the removal of transport components to signify permanent installation.
• Vapor Barrier Installation: Placing a proper vapor barrier in the crawl space to protect against moisture and wood rot.
• Drainage Solutions: Addressing any drainage issues around the foundation to ensure a dry crawl space.
• Engineer’s Certification: Crucially, upon completion of the retrofit, we facilitate the necessary inspection by a Texas-licensed professional engineer. This engineer’s certification (attesting to compliance with HUD guidelines) is the definitive document lenders require for FHA loan approval.

Why Partner with Us for Your Texas Listings?

• Expansive Texas Coverage: We serve a vast network of Texas counties, ensuring your listings, no matter where they are, can benefit from our expertise. (See our extensive list of covered counties below!)
• FHA Expertise: We understand the nuances of FHA manufactured home foundation requirements, saving you time and potential headaches.
• Seamless Process: We work efficiently to provide inspections, estimates, and complete the necessary work, minimizing delays in your transaction.
• Increased Marketability: An FHA-compliant foundation significantly expands your buyer pool, leading to quicker sales and happier clients.
• Enhanced Property Value: Investing in a proper foundation not only facilitates financing but also adds long-term value and stability to the property.

Our Texas Service Areas (and Yours!):

We proudly offer our FHA retrofit services, as well as general manufactured home releveling and installation, across a wide range of Texas counties, including (but not limited to):

• Central & North Central Texas: Anderson, Bell, Bosque, Brown, Burleson, Burnet, Caldwell, Callahan, Coleman, Collin, Comanche, Cooke, Coryell, Dallas, Denton, Eastland, Ellis, Erath, Falls, Fannin, Freestone, Grimes, Hamilton, Hill, Hood, Hopkins, Hunt, Johnson, Kaufman, Kendall, Lampasas, Lee, Leon, Limestone, McLennan, Madison, Mason, Milam, Mills, Montague, Navarro, Palo Pinto, Parker, Rockwall, Runnels, San Saba, Somervell, Stephens, Tarrant, Taylor, Travis, Williamson, Wise, Wood, Young.
• East Texas: Angelina, Bowie, Camp, Cass, Chambers, Cherokee, Delta, Franklin, Gregg, Hardin, Harrison, Henderson, Houston, Jasper, Jefferson, Liberty, Marion, Morris, Nacogdoches, Newton, Orange, Panola,¹ Polk, Rains, Red River, Rusk, Sabine, San Augustine, San Jacinto, Shelby, Smith, Titus, Trinity, Tyler, Upshur, Van Zandt, Walker, Waller,² Washington.
• South & Southeast Texas: Aransas, Atascosa, Austin, Bandera, Bastrop, Bee, Bexar, Brazoria, Brazos, Brooks, Calhoun, Cameron, Colorado, Comal, DeWitt, Dimmit, Duval, Fayette, Fort Bend, Frio, Galveston, Gillespie, Goliad, Gonzales, Guadalupe, Harris, Hays, Hidalgo, Jackson, Jim Hogg, Jim Wells, Karnes, Kenedy, Kerr, Kimble, Kinney, Kleberg, La Salle, Lavaca, Live Oak, Matagorda, Maverick, Medina, McMullen, Nueces, Refugio, San Patricio, Starr, Uvalde, Val Verde, Victoria, Webb, Wharton, Willacy, Wilson, Zapata, Zavala.
• West & Panhandle Texas: Andrews, Archer, Armstrong, Bailey, Baylor, Borden, Briscoe, Carson, Castro, Childress, Clay, Cochran, Coke, Collingsworth, Cottle, Crane, Crockett, Crosby, Culberson, Dallam, Dawson, Deaf Smith, Dickens, Donley,³ Ector, Edwards, El Paso, Fisher, Floyd, Foard, Gaines, Garza, Glasscock, Gray, Hale, Hall, Hansford, Hardeman, Hartley, Haskell, Hemphill, Hockley, Howard, Hudspeth, Hutchinson, Irion,⁴ Jack, Jeff Davis, Jones, Kent, King, Knox, Lamb, Lipscomb, Loving, Lubbock, Lynn, Martin, Menard,⁵ Midland, Mitchell, Moore, Motley, Nolan, Ochiltree, Oldham, Parmer, Pecos, Potter, Presidio, Randall, Reagan, Real, Reeves, Roberts,⁶ Schleicher, Scurry, Shackelford, Sherman, Sterling, Stonewall, Sutton, Swisher, Terrell, Terry, Throckmorton, Tom Green, Upton, Ward, Wheeler, Wichita, Wilbarger, Winkler, Yoakum.

Don’t let FHA foundation requirements be a roadblock! Empower your clients to achieve homeownership with affordable manufactured homes on land, and boost your sales volume in the process.

Contact us today for a consultation or to get a quote for your next manufactured home listing. Let’s close more deals, together!

(210)591-3176

fharetrofittexas.com